Insurance Fraud Investigations
Evidence-led investigation of exaggerated injuries, staged losses, and fraudulent commercial claims for UK insurers, syndicates, and self-insured corporate entities.
Fraudulent claims cost the industry billions. The evidence dismantles them.
Between the medical report and the courtroom exists a factual gap. Our role is to fill it — objectively, lawfully, and with evidence that stands scrutiny.
Insurance fraud in the UK accounts for significant losses annually across personal injury, commercial property, and specialist lines. The most costly claims are frequently the most carefully constructed: multiple expert reports, consistent witness coaching, and a claimant who knows the system.
The difference between a settled fraudulent claim and a defeated one is almost always investigative evidence gathered at the right moment, in the right location, documenting the reality that the medical reports describe as impossible.
Our investigators operate strictly within the legal framework — public areas, legitimate interest assessments, proportional deployment — producing surveillance files designed specifically for Section 57 and CPR strike-out applications.
Claims Investigation Capabilities
Fraud Deconstruction Protocol
Claim File & Medical Analysis
Benchmarking declared medical restrictions and expert report parameters to establish the precise surveillance evidential objectives.
Desktop Intelligence & Social OSINT
Extracting social media footprints, sports club memberships, commercial business listings, and digital activity inconsistent with claimed disability.
Targeted Field Surveillance
Deploying lawful multi-day covert observation across domestic routines, leisure activities, and commercial operations to document genuine physical capacity.
Section 57-Ready Evidential Pack
Assembling the complete evidentiary file — footage, timestamps, GPS data, and sworn statements — formatted for IFED referral, CPR strike-out, or Section 57 hearings.
Claims Investigation Deliverables
All insurance investigation outputs are formatted to satisfy Section 57 of the Criminal Justice and Courts Act 2015 and CPR strike-out requirements, with certified chain of custody throughout.
Comprehensive Claims Investigation Dossier contrasting medical declarations with documented physical reality
High-definition surveillance footage with verified timestamps, GPS coordinates, and unbroken chain of custody
Certified Investigator Witness Statement ready for High Court and County Court hearings
Social media and OSINT digital evidence exhibit pack formatted for court disclosure
IFED referral brief and criminal prosecution disclosure package where applicable
All surveillance operations are governed by documented Legitimate Interests Assessments (LIAs) balancing the client's legal rights against Article 8 privacy expectations. Zero trespass, zero audio bugging, and zero unlawful tracking devices.